10/16/2006

Internet Banking Security

I had "lost" my TANs and Phone Banking PIN - well, "lost" is not the right word, my children had acted as a shredder.

I do not use Phone Banking at all, so I called in asking for a new TAN list only. I was told that they would not mail me a TAN list, because they could not identify me without a Phone PIN.

So I inquired how to get a Phone PIN, which is easy enough: they can mail it to me!

So now I wonder, why mailing a PIN is so much more secure than mailing TANs? Any clues?

Anyway, with banks you have to play by their rules and so I did: I got the Phone PIN, rang them again, now having "proper" identification, asked for a TAN list, got it mailed, rang them again to activate it, and finally I can use Internet Banking again, the only downer being the phone charges I had incurred.

10/09/2006

Justice for Everyone - for real!

Wouldn't you like justice for everyone? Well, it exists!

Most goods/gifts are not spread equally, and even if they were, people would probably still complain about not having got their fair share. Just think about money: ever met that rich guy who was satisfied with his earnings? Probably not, and even more likely he wouldn't be as rich if he thought otherwise.

Well, there is one gift, which everyone got their fair share of; although it is not distributed equally, everyone agrees to have got enough of it. This gift is "intelligence".

P.S.: The total amount of intelligence on our planet is a constant, the population keeps growing. (I can't recall where I read this, but I like it! If the author wants to be named, just drop me an email.)
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